Sioux Center, Iowa — The Affordable Care Act, also known as ObamaCare has made several changes to the way health care works in the United States. One of those changes is called the “marketplace” or the “exchange”. We talked with Nancy Dykstra from the Promise Community Health Center in Sioux Center. She says the center has been given a grant to explain some of these changes to the public.
She says you’ll hear two terms floating around for the same thing. The “marketplace” and the “exchange” are one and the same, she says.
Dykstra says if you currently don’t have insurance, you are supposed to enroll in the marketplace to find the best option for your situation. In fact, she says there could be penalties if you don’t have insurance do not enroll in the marketplace. However, if you are currently covered by another government program, such as medicaid, you are in the clear.
She says if you are currently covered by some sort of health insurance, you still may want to check out the exchange, and see if there may be a more affordable option, but it’s not necessary.
Dykstra says if you need more information or help with enrolling, that’s exactly why they received the grant, so they would be happy to help.
She says many people are overwhelmed or confused because this is a new program, but as people get into it they will feel more informed and more comfortable with the changes.