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Mutual Health Plan
Date posted - November 19, 2013
This time next year 129 million Americans will have had their health insurance canceled. Some may qualify for Medicaid or Obamacare subsidies; yet, eventually, the subsidies will end and everyone will be in taxpayer funded Obamacaid. People want a better choice! Most people will not want to pay the ever higher premiums, co-pays and taxes for the full coverage State Exchange Plans. The law, regualtors and politicians claim that people can keep their insurance… if their insurer still offers it. But, people can’t because their insurers cannot or will not. So, why not create Mutual Plans where people can buy basic coverage to maintain their good health. A Mutual HMO Plan could cover primary and specialist doctor visits and medications and lab tests. The cost of out-patient procedures, emergency room visits and hospital stays could initially be paid by the Mutual Plan which would then be reimbursed, overtime, by the insurance buyer. Such mutual plans offer people a real alternative. Your prompt action would also give individuals, employers, insurance companies and the politicians time to fill the gaps in coverage resulting from these policy cancelations.