Dickinson County Woman Charged with Fraudulent Submissions, Forgery and Identity Theft

Spirit Lake, Iowa —  A Spirit Lake woman is charged with multiple felonies and misdemeanors following an investigation by the Iowa Insurance Division Frauds Bureau.

Authorities say 51-year-old Tammy Jo Zemler was charged with three counts of Fraudulent Submissions (Class D Felony), three counts of Forgery (Class D Felony), and three counts of Identity Theft (Aggravated Misdemeanor) in connection with the case.The charges against Zemler reportedly stem from an investigation which began in April of 2022.  According to a criminal complaint filed by the Iowa Insurance Division’s Fraud Bureau, while Zemler was working as an insurance producer, she altered documents and submitted them in support of insurance policies knowing that they misrepresented material facts.Zemler was arrested on June 1, 2023 and booked into the Dickinson County Jail.  Zemler posted a $36,000 bond and was released.

Iowans with information about insurance fraud are encouraged to contact the Iowa Insurance Division’s Fraud Bureau at 515-654-6556.

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